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How to Budget for Supplies in an Office Copier Lease Agreement

September 17th, 2025 | 5 min. read

By Marissa Olson

If you’ve ever leased a copier, you’ve probably focused on one thing: the monthly lease payment.

And while that number matters, it’s only part of the story.

For many small and mid-sized businesses, the real cost surprise shows up when they realize how much they’re spending on toner, staples, maintenance kits, and other consumables. These hidden costs can quietly blow up your budget, unless you plan for them ahead of time.

In this article, we’ll break down what copier supplies you’ll need, how they’re billed in a lease, and how to estimate your actual monthly cost with confidence.

Why Office Copier Supplies Are the Hidden Cost in Most Leases

When it comes to leasing an office printer or copier, most buyers only focus on the hardware. But once the machine is delivered, it’s the supply costs that start adding up.

Here’s the problem: copier leases are often bundled in a way that makes it unclear whether supplies are included, partially covered, or completely your responsibility.

This confusion leads to:

  • Budget overruns

  • Emergency toner purchases

  • Frustrated finance teams

That’s why budgeting for supplies (before you sign the lease) is just as important as comparing equipment models or lease rates.

What Office Copier Supplies Are Typically Needed

Even in the most basic copier setup, you’ll need more than just paper.

Toner or Ink

Toner is the most obvious supply, and also the most expensive. Color toner costs significantly more than black toner, and high-yield cartridges vary by brand.

Some businesses use aftermarket toner to cut costs, but that can void your service contract or cause performance issues.

Drum Units and Imaging Kits

These components wear out over time and must be replaced after a certain number of pages, usually every 50,000 to 200,000 pages, depending on the model.

Maintenance Kits

Includes fusers, rollers, and cleaning components. Many leases include preventive maintenance, but you’ll want to confirm if parts like these are billed separately.

Staples and Finishing Supplies

If your copier has a finisher for stapling or hole-punching, you’ll need to keep these supplies stocked. They’re often overlooked but essential for marketing teams, finance, or HR departments.

How Supplies Are Billed in Copier Lease Agreements

There are two main types of copier leases, and each handles supply costs differently.

Supplies Included in Cost-Per-Page Plans

Many service providers offer cost-per-page plans, where supplies are bundled into a fixed rate per printed page.

For example:

  • Black-and-white pages: $0.012 per page

  • Color pages: $0.08 per page

These rates typically include toner, parts, and labor. But it’s important to ask:

  • Are all supplies included?

  • What about staples or specialty items?

  • What happens if you go over your page volume?

Supplies in Standalone Lease Agreements

If your copier lease does not include a service contract, you’ll be purchasing toner and parts separately.

In this case, you’ll need to:

  • Price out toner cartridges for your specific model

  • Budget for maintenance or third-party repair costs

  • Keep spare supplies on hand to avoid delays

This approach might look cheaper on paper, but it can lead to inconsistent supply costs and more administrative time.

How to Estimate Monthly Supply Costs

You can’t budget for copier supplies without knowing your print habits.

Step 1: Start with Your Monthly Print Volume

How many pages do you print per month? You’ll need to break it down by:

  • Black-and-white pages

  • Color pages

If your staff frequently prints reports, proposals, or marketing materials, color usage might be higher than you think.

Step 2: Understand Your “Clicks”

In copier terminology, one click = one printed side. Duplex printing (both sides of a sheet) counts as two clicks.

Make sure your provider clarifies:

  • How color clicks are counted

  • Whether a mostly black-and-white page with a splash of color counts as color

Step 3: Factor in Peak Usage

Do you have seasonal surges in printing? Budgeting for an average month isn’t enough if you suddenly print 3x more during tax season, audits, or back-to-school months.

Common Mistakes Businesses Make When Budgeting for Supplies

Underestimating Color Usage

Color prints can cost 5 to 10 times more than black-and-white. Even occasional color printing can skew your budget.

Ignoring Finishing Supplies

Staples, hole punches, and binding kits are often left out of the equation, especially for teams that rely on presentation-ready documents.

Believing in “Unlimited Printing” Claims

Some providers promise unlimited printing but cap it based on “reasonable use.” Always read the fine print and ask how overages are billed.

Not Budgeting for Supply Delivery Delays

If you’re buying your own supplies, factor in shipping time and lead times for specialty items. Running out of toner can halt productivity fast.

Sample Budget Breakdown: 1 Copier for a 20-Person Office

Here’s a basic example of how supply costs might look for a typical small office using a cost-per-page service contract.

  • Monthly volume: 5,000 black-and-white, 1,000 color

  • Black-and-white cost: $0.012 × 5,000 = $60

  • Color cost: $0.08 × 1,000 = $80

  • Staples, maintenance, misc.: $10

Total monthly supply cost: $150

Now multiply that over a 3- or 5-year lease and you’re looking at $5,400 to $9,000 in supply-related costs, on top of the lease payment.

How AIS Helps Clients Budget Accurately for Copier Supplies

At AIS, we take a transparent approach to copier leasing. That means:

  • Helping you calculate your actual print volume and color usage

  • Offering all-inclusive service agreements that bundle supplies, parts, and labor

  • Proactively monitoring toner levels and shipping supplies before you run out

  • Matching you with the right copier based on your workflow, not upselling

We also walk you through your click charges, overage rates, and supply policies so you’re never surprised by your bill.

Final Thoughts: Don’t Let Supplies Break Your Office Copier Budget

Copier supplies are not optional, and they are not cheap. If you sign a lease without understanding how toner, maintenance, and other consumables are billed, you may end up paying far more over time than you expected.

Budgeting for supplies should be part of your copier leasing process, not something you figure out later.

Whether you’re leasing your first device or replacing an old fleet, make sure you ask the right questions, know your usage patterns, and build a realistic supply budget into your agreement.

AIS is here to help you plan smart, avoid hidden costs, and get the most from your copier investment.

Marissa Olson

A true southerner from Atlanta, Georgia, Marissa has always had a strong passion for writing and storytelling. She moved out west in 2018 where she became an expert on all things business technology-related as the Content Producer at AIS. Coupled with her knowledge of SEO best practices, she's been integral in catapulting AIS to the digital forefront of the industry. In her free time, she enjoys sipping wine and hanging out with her rescue-dog, WIllow. Basically, she loves wine and dogs, but not whiny dogs.